Guidance

Terms and conditions of student loans

If you have a student loan, the guide to terms and conditions tells you what you need to do and what to expect when you repay your loan.

These guides explain your loan contract, your repayment plan type and how and when you’ll repay.

Choose the guide based on the country that funded your course.

England

Download ‘Terms and conditions - guide’

Wales

Download ‘Terms and conditions - guide’

Northern Ireland

Download ‘Terms and conditions - guide’

Scotland

Download ‘Terms and conditions - guide’

Updates to this page

Published 15 May 2019
Last updated 18 March 2022 + show all updates
  1. Updated Terms and Conditions links for all domiciles.

  2. Added 2021/22 SFW T&Cs guide and removed link to 2020/21 SFW T&Cs.

  3. Added SAAS terms and conditions guide for 2021/22

  4. Added 2021/22 terms and conditions guides for SFE and SFni. Added lines to confirm that SFW and SAAS guides are coming soon.

  5. Updated guides for 2020-21

  6. First published.

Sign up for emails or print this page